Are you a “Newbie” to shopping the Boise,Idaho housing market?
While the search for a new home can be fun, it can also feel like a daunting process. Before deciding to move forward into homeownership, you will definitely want to consider the following factors.
Knowing what you can handle financially is the first step toward understanding the commitment of home ownership. This means being clear on what monthly payment you can afford, what funds you will
need for closing costs and how much you will need as a down payment on the home.
TYPE OF PROPERTY
Are you looking for a single family home, townhome, or condominium?
Consider the amount of space and privacy you are looking for and how much time and effort
you are willing to put into your home and landscape. Also, take into consideration any extra costs like lawn maintenance and HOA fees.
CONDITION OF THE PROPERTY
NEW or OLD? Do you want a home that is move in ready or are you looking to put in some sweat equity?
As an example, while properties in areas like the Boise North End have character and charm, you will be putting in time, effort, and money to update and maintain the home?
LOCATION, LOCATION , LOCATION!
Where is your ideal neighborhood? In my opinion, this is BY FAR the most important to factor to consider. People who love where they live and what surrounds them are most happy with their purchase for the long term. Are you attracted to quiet and peaceful like East Boise’s Surprise Valley, or vibrant and lively like the new urban development of Mill Station, near Lucky 13? Is proximity to work, family and friends important? What about access outdoor recreation? If you love the Boise Greenbelt and Foothills, then a community like Harris Ranch might be a great fit for you. Some other points to consider are school district, neighborhood amenities and the overall vibe of the neighborhood.
MUST HAVE VS. LIKE TO HAVE
Prioritizing what you MUST have helps you to sort through the emotional process quickly and easily, assisting you in focusing on the real contenders. Is the floor plan and size of the home most important, or are the bells and whistles like granite countertops and fancy tile work your "must haves"? Be honest with yourself. Based on your budget, what are the necessities and what are the extras?
Taking the time to prepare before you rush out the door to look at homes can make all of the difference. By doing your homework and surrounding yourself with a experience team of realtors and lenders, purchasing a home can be an enjoyable experience! Contact Kim or Merrill at Buckley Group Boise. We are here to help you find the perfect home for YOU !!